List of Non VBV BINs 2026 – Non-VBV / MSC Updated Version .

List of Non VBV BINs 2026 . Businesses and consumers alike rely on non-VBV/MSC BINs to keep up with the ever-changing internet economy. When purchasing online, safeguarding your credit card information is critical. Non-vbv cards are essential in carding since, in most cases, carding is almost impossible without them. Want a carding card that is non VBV? CLICK HERE  to get one.

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The introduction of protocols such as Mastercard Secure Code (MSC) and Verified by Visa (VBV) is only one example of how technological advancement has resulted in improved credit card security measures. These security features reduce the likelihood of fraud by giving an extra layer of protection to online transactions.

It eventually became annoying to certain internet shoppers and organizations. The non-VBV/MSC BIN list was designed for this very reason. The goal of this page is to define non-VBV/MSC BIN and provide the most recent list for the year 2026. Learning Bin:

BIN is an abbreviation for “bank identification number,” which refers to the real word. Each credit card has its own unique 6-digit number. If you need this type of knowledge, you can find a variety of places.

Would you like me to explain the VBV?

Some Visa debit and credit cards offer an additional security while shopping online; this function is known as Verified by Visa (VBV/3D). Prior to payment authorization, the cardholder must quickly confirm the transaction via phone, SMS, or email with these cards. The confirmation could be a one-time password (OTP), the owner’s Social Security Number (SSN), the name of a parent or partner, the owner’s date of birth (DOB), or the owner’s response to a password-verifying question.

Unlike VBV cards, non-VBV cards do not require the additional data. For this reason alone, they are useful in fraudulent activities.

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How Does MSC Work?

Mastercard credit cards follow a similar approach to Visa cards, but with an added layer of safety. MasterCard Secure Code, or MSC for short, provides protections similar to VBV.

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Could you please explain what an OTP is?
This word describes a one-time password. Each transaction’s password may be a unique mix of letters, numbers, and special characters.

Currently, our list only includes 2D or non-VBV cards. These BINs can flow across VBV windows without requiring a one-time password.

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Finest Carding Bins

The issuance country, provider type, and BIN subtype
Visa Classic USA, World’s Foremost Bank, Credit, 430023
Visa, Commerce Bancshares, Credit, Platinum (USA 438948)
Platinum USA, Visa, Fia Card Services and Credit (488893)
Platinum USA (426429), VISA, Bank of America
Gold Premium USA, 480012, Visa and Fia Card Services, Credit
Visa, Capital One Bank, Platinum, USA, 486236.
Platinum USA (441297), Visa, First National Bank of Omaha, Credit
US Bank National Association, Platinum Credit, Visa, 401398
Fia Card Services (VISA) (431303). Signature USA Credit.
Platinum USA (426428), Visa, Fia Card Services, Credit
Credit Classic USA (416621-VISA), World Financial Network

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UK Non vbv bins

Italian debts = 401805
Italy’s debt is 402360.
The figure of 409015 equals Spain’s creditworthiness.
German credit is equal to 413585.
Credit: Italy (416029).
Equation 424607 = Credit = Netherlands.
Germany is equivalent to 425723 credits.
SPAIN = 435659 = CREDIT.
450608 is SPAIN plus credit.
43.0625 percent of 450625 is credit.
Belgio = Credit = 450663.
The German credit rating is 453243.
Swedish debt equals 454108.
Germany is equivalent to 454617 credits.
The credit number 454618 is related with Germany.
Belgio = Credit = 455218.
455221 and credit are synonymous.
Swedish Debt = 455262.
French credit is equivalent to 456140.
THE NETHERLANDS = CREDIT: 456354
The value of 456542 is equivalent to Italian credits.
NORWAY = DEBIT: 456997
DENMARK = DEBIT = 457101.
457109 is equivalent to Denmark, which is less than the debt.
The value of 457119 is equivalent to Denmark multiplied by the debt.
Denmark = DEBIT = 457136.
459996 is equivalent to SPAIN* CREDIT.
Jordan equals credit, and 461668 equals debt.
There is a 467293 credit to Italy.
477547 + credit = Spain.
The value 486447 corresponds to NORWAY, a credit number.
Germany = Credit = 490744.
Germany = Credit = 490829.
SPAIN = Credit = 490943.
491889 equals Sweden’s debt.
The Germany credit number is 492044.
Finland = DEBIT = 492057.
492119+CREDIT = SPAIN.
SPAIN = CREDIT = 492121.
NORWAY = DEBIT: 492520
The credit word “492591” refers to the country of Colombia.
Turkey is equivalent to credit 493846.
SPAIN = Credit = 494028.
Spain is equivalent to 496626 credits.
FRANCE = DEBIT = 497301.
French = Credit 497306.
Germany = Credit = 523224.
Germany is equivalent to 523252 credits.
Germany is equivalent to 523276 credits.
Germany is equivalent to 523298 credits.
535329 is equivalent to CREDIT(FINLAND).
Sweden is equivalent to 541256 credits.
Belgio = Credit = 541327.
The credit number for Italy is 541869.
543012 represents CREDIT and FINLAND.
Credit = 546899 plus Belgium.
549003 equals GERMANY and credit (credit).
Germany is equivalent to 549713 credits.
552143 + Turkey = credit.

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Listed UK non-VBV BINs

• 446281, 475129
• 465921 489396
• 518675 5235302
• 476372 426393
• 4,75139 446278
• The numbers 454313 and 465923
• Four digits, eighteen spots.
• 54681 340-28-11
• 446242 498824
• 455502; 476367; and 476537
• 3,77130, 492942
• 476248 475904
• 475124 529930
• 465206, 452335
• 557349 (512687)
• 445946 542502
• 357194 379004
• 4,75130, 454742,
• 465,929, 065911
• 54,907, 3,3107.
• 465903 459654
• 557361: 528166
• (3790007) 492301
• 37908 (540758)
• 482945 539123
• 379009 + 550129
• 37900 379001
• 4.75139 485738

• Itemized list of BINs that do not include VBV

• 430023: Classic Visa Debit or Credit
• Visa Platinum Debt/Credit Card No. 438949
  Platinum Visa Debit/Credit Card: 488893
  426429: Platinum Visa Debit/Credit Card
  Premium Visa Debit/Credit Card, 480012
  Debt/Credit Capital 1 Platinum (486236)
  416621: Classic Visa Debit or Credit
  Signature on a Visa Debit or Credit Card: 431307
  VISA Platinum Debit/Credit Card 441297
  4020274 – Walmart
  Walmart, 441103
  Walmart – 424631
  551149 – Big Lots
  543182 – Supercenter
  Walmart – 426685
  Flights on Expedia (400344)
  Sprint 478864
  Swift 400344
  Verizon – 552176
  Verizon 545950

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US non vbv bins .

The card is issued by World’s Most Prominent Bank and has the following credit type. The country of issue is the United States. The card’s BIN number is xxxxxx45978584578. The card’s brand is Visa.
Card number: xxxxxx15890987354, issuer: Commerce Bancshares, Inc., card type: credit, subtype: platinum, issuing country: United States.
Number of Instance (BIN): xxxxxx15890987354 Issuer: FIA Card Services, N.A. Card Category: Credit Card SubType: Platinum Country of Issue: United States
This is a Visa credit card issued by Bank of America, National Association. contains the following details: issuing country: United States; card type (DEBIT/CREDIT/CHARGE): CREDIT; subtype (PLATFORM); and BIN (xxxxxx15890987354).
PIN: xxxxxx15890985670 Issuer: FIA Card Services, N.A. Card Category: CREDIT Card SubType: GOLD PREMIUM Country of Issue: United States
The card is issued by CAPITAL ONE BANK (USA), N.A. The number is: xxxxx15890987354. The brand is Visa. The card is a Platinum credit card issued by the United States of America.
The card is issued by FIRST NATIONAL BANK OF OMAHA with the following information: BIN: xxxxxx15890940521, Brand: VISA, Type: CREDIT, SubType: PLATINUM, Issuing Country: United States.
Number of Instances (BIN): xxxxxx15890987354 Issuer: U.S. Bank National Association ND Card Category: Credit Card SubType: Platinum Country of Issuing: United States
This is a credit card from FIA Card Services, N. A. includes the following information: BIN: xxxxx15890988932, Brand: Visa, Issuer: United States, Card Type: Credit, SubType: Signature.
The card was issued by FIRST NATIONAL BANK OF OMAHA and bears the following information: BIN: xxxxxx20880985132, brand: VISA, type: CREDIT, subtype: PLATINUM, and issuing country: USA.
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EU list of non-VBV bins

1. Italy equals debt (401805).
2. The debt equals 402360 – Italy.
3. Credit for 409015 – Spain
4. Credit for 413585, Germany
5. 416029 – Credit: Italy
6. Credit for 424607, NETHERLANDS
7. GERMANY = CREDIT-425723
8. Credit = 435659 minus Spain.
9. 44.60208 minus Spain = credit.
10. $45,625 minus €Span = Credit.
11. Credit for 450663, Belgium
12. 453243 – Credit Germany
13. SWEDEN = DEBIT – 454108.
14. Germany equals credit (454617).
15. Credit for 454618, Germany
16. 455218 – Credit from Belgium.
17. 455221 – Credit to Spain
18. 455262 – Debt = Sweden
19. Credit equals 456140 less France.
20. CREDIT 456354, NETHERLANDS
21. 456542 = CREDIT, ITALY
22. NORWAY: DEBIT 456997
23. Debt = 457101 minus Denmark.
24. Debt = 457109 minus Denmark.
25. Debt = 457119 minus Denmark.
26. 457136 less Denmark equals debt.
27. Credit = 459996 – SPAIN.
28. Jordan equals credit (461 668).
29. Credit for 467293, Italy
31. Credit = 477547, Spai
32. Credit for 486447, Norway
33. 490744-DENMARK = ACCOUNT.
34. 490829 – Credit Germany
35. 490943-02 = CREDIT
36. SWEDEN = DEBIT – 491889.
37. The credit for Germany is 492044.
38. Debit for 492057, Finland
39. Credit for 492119, minus Spain
40. Credit for 492121, Spain
42. NORWAY = DEBIT-492520.
    492591 – Credit in Colombia.
    THE TURKEY COUNT: 493846 CREDIT
    The credit for Spain is 494028.
    $496,626 – Spain equals credit.
    France equals Debit (497301).
    Credit for France (497306).
    Credit for 523224, Germany
    The credit for Germany is 523252.
    523276: REWARDS FROM GERMANY
    Germany equals Credit (523298).
    5435329. – FINLAND= GOLD
    CREDIT: 541256 – SWEDEN
    541327 – Credit from Belgium
    The credit for Italy is 541869.
    Finlan equals Credit (543012).
    546899: Credit from Belgium
    Credit for 549003, Germany
    The credit for Germany is 549713.
    Credit for 552143, Turkey

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Best BINs for Carding and Bins Without MSC

The number 479126 refers to the traditional United States ESL F.C.U. Visa Debit.
The following items are non-VBV bins: 410894 [BRANCH BANKING AND TRUST COMPANY VISA DEBIT CLASSIC UNITED STATES].
Citibank, N.A. owns the US Visa Credit Premier card with the number 427138.
United States of America 480011 [FiA Card Services, N.A. Visa Credit Gold Premium]
Visa Credit Platinum Thai, Kraithai Card Public Company, Ltd., 439102
[] 498235
45,812,192 =
U.S. Visa Debit Card Number 476164 from TCF National Bank
4232845 [CLASSIC US SOVEREIGN BANK VISA DEBIT].
United States of America 488893 [FiA Card Services, N.A. Visa Credit Platinum]
432630 [Visa Debit Platinum United States Bank of America, N.A.]
Visa Credit Gold Premium Japan, Mitsui UFJ Financial Group, Inc. 456678
406095 [Classic United States Navy FCU Visa]
Citibank, N.A. issued the U.S. Visa Classic card number 462120.
465614 [Country of origin: United States] [issuer: First Federal and Loan Association of Charlotte]
435237 [VISA Classic United States, Target National Bank]
CLASSIC AUSTRALIA 456432 [SUNCORP METWAY, LTD. VISA Deposit]
CLASSIC AUSTRALIA 456430 [SUNCORP METWAY, LTD. VISA Deposit:
Non-VBC bins list (460198) from Commonwealth Bank of Australia (VISA Credit Classic Australia).
456430; SUNSCORP-METWAY, LTD. Traditional Australia Visa.
456444 (Visa Credit Business Australia) [Bank of Western Australia, Ltd.]
The company number is 443446. The typical Australian visa
455702 [Visa Credit Premier Australia]. [National Australia Bank, Limited]
Number 414790 [First Citizens Bank, Ltd. The Signature of Trinidad and Tobago on the Visa credit card
456444 (Visa Credit Business Australia) [Bank of Western Australia, Ltd.]
The company number is 443446. The typical Australian visa
455702 [Visa Credit Premier Australia]. [National Australia Bank, Limited]

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• 456430; SUNSCORP-METWAY, LTD. Traditional Australia Visa.
• Visa Credit from Commonwealth Bank of Australia, Account Number: 460198
• Visa Credit Business Canada, Canadian Imperial Bank of Commerce, 450004.
• Visa Credit Corporation of T&E United States, TD Bank, N.A. 424698
• 456432 [SUNCORP-METWAY, LTD., Victoria, Australia Visa Deposit Classic].
• 456430 [Visa Debit Classic Australia, Suncorp-Metway, Ltd.]
• Visa Credit Platinum Australia, Macquarie Bank, Ltd. 498416.
• 463576 [Visa Debit Business of Bank of America, N.A., USA]
• 463572 [Visa Debit Business of Bank of America, N.A., USA]
• That is 478455 from CitiBank, N.A. [USA Visa Credit Premier]
• US Visa Debit Prepayment Number 463506
• ITAUCARD, S.A. Visa Classic Brazil 422005
• This is 463575 from the United States, the Visa Debit Business of Bank of America.
• 430858 [CLASSIC UNITED STATES COMMERCIAL BANK VISA DEBIT].
• The United States National Bank, Visa, Credit, and GSA Purchasing Cards
• This is 455620 from Sanand Consumer Bank AG, Germany, on behalf of Visa Credit Premier.
• The number 415974 is related with the German pharmacy and aviation bank, VISA Credit Premier in Germany.
• The non-VBV BIN 523236 is issued by Sanand Consumer Bank AG in Germany.
• 455600 [Kredit Classic Germany, Sanander Consumer Bank AG]
• This is 456874 from LANDESBANK BERLIN AG, Germany, via Visa Credit Premier.
• In Germany, 490638 is related with Barclays Bank PLC, Visa, and Credit Premier.
• Visa Classic Classic Germany 420208 [UNICREDIT S.P.A.]
• This is 456874 from LANDESBANK BERLIN AG, Germany, via Visa Credit Premier.
• 413585 [Visa Premier Commercial Bank AG Germany]
• The number 415974 is related with the German pharmacy and aviation bank, VISA Credit Premier in Germany.
• The address is 546812, and the card is issued by Sanander Consumer Bank AG in Germany using Mastercard.
• In Germany, 490638 is related with Barclays Bank PLC, Visa, and Credit Premier.
• Withdrawal from Barclays Bank PLC, Germany for Visa Credit Platinum (415423)
• Withdraw from Landesbank Berlin AG Classic Germany Visa Account No. 428258.
• This is the 427742nd Visa Credit Business in Germany for COMMERZBANK AG.
• German Postal Service: VISA Credit Business 465596
• Reference 419403 from Barclays Bank PLC to Classic Portugal Visa
• Zao Raiffeidenbank Visa Debit Card Number 462730 is issued in the Russian Federation.
• Classic Germany Oldenburgische Landesbank AG Visa
• The German Sparkasse and Grandfather Mastercard Credit Standard is 520309.
• 455600 [Kredit Classic Germany, Sanander Consumer Bank AG]
• This is the 542555th card in the Mastercard International (Germany) network.
• The German Sparkasse and Grandfather Mastercard Credit Standard is 520309.
• This is the 546058th card in the Euro Cart System Germany Mastercard.
• CLASSIC VISA, DEUTSCHE BANK PRIVAT-UND GESCHAFTSKUNDEN AG, 455554, GERMANY.
• 464440 [THE GERMANY DEUTSCHE POSTBANK AG VISA CREDIT CORPORATION].
• This is 515598 from HSBC Bank Nevada, N.A., the US Mastercard Standard.
• The card is a Westpac Banking Cation Mastercard with an Australian billing address.
• Mastercard Australia issued the card in the sum of 550,200 Australian dollars.
• The Australian Citibank MasterCard number is “521894”.
• 512576 [Australian Capital Finance MasterCard]
• Withdrawal from the Westpac Banking Cation Mastercard in Australia (516320)—
• CPATION MASTERCARD CREDIT AUSTRALIA, FILE 516329
• The card is a Westpac Banking Cation Mastercard with an Australian billing address.
• Mastercard Australia issued the card in the sum of 550,200 Australian dollars.
• Credit Gold Australia, 544637 (GE Capital Finance Australia Mastercard)
  A Mastercard debit standard issued by the Bank of Western Australia, Ltd.
  Mastercard Credit Australia, 543568 [Bank of Western Australia, Ltd.]
  Mastercard Australia: 546827 [Australia and New Zealand Banking Group, Ltd.]
  MasterCard Mastercard CPate Purchasing Australia 555005 (COMMONWEALTH BANK OF AUSTRALIA)
  Arab Emirates MasterCard Credit Gold Unit 540909 HSBC Bank Middle East
  531355 [MasterCard Credit Platinum Australia, National Australia Bank, Ltd.]
  529149 [] Capital One Bank (USA), N.A. U.S.-based Mastercard Platinum
  The credit card number 514616 is issued by the Woodfest National Bank in the United States.
  556963 [U.S. U.S. Bank, Mastercard, CPate Fleet Card, and National Bank of North Dakota.
  540168 Mastercard Credit Standard, United States of America, Chase Chase Bank, N.A.
  The sequence is 564545 [].
  The Russian Federation’s MasterCard Credit Gold Commercial Bank Intercommerz 512413
  [] 576135
  551896 is the domain name for Computer Services, Inc. [United States Mastercard Debit Standard]—-
  MasterCard Platinum, United States, 552234 [HSBC Bank Nevada, N.A.].
  In the United Arab Emirates, the CITIBANK Mastercard Platinum Credit number is 546068.
  543805 [US-A Mastercard by USAA Federal Savings Bank]
  Visa Platinum Malaysia, account number 436501.

List of Non VBV BINs 2026

436542 [MASYARAK BANKISLAM AND VISA DEBIT CLASSIC MALAYSIA]
This is 455620 from Sanand Consumer Bank AG, Germany, on behalf of Visa Credit Premier.
The number 415974 is related with the German pharmacy and aviation bank, VISA Credit Premier in Germany.
Sanand Consumer Bank AG issued the card to Mastercard in Germany with the address 523236.
Sanand Consumer Bank AG, Classic Classic Deutschland, Visa, 455600
This is 456874 from LANDESBANK BERLIN AG, Germany, via Visa Credit Premier.
In Germany, 490638 is related with Barclays Bank PLC, Visa, and Credit Premier.
Visa Classic Classic Germany 420208 [UNICREDIT S.P.A.]
This is 456874 from LANDESBANK BERLIN AG, Germany, via Visa Credit Premier.
413585 [Visa Premier Commercial Bank AG Germany]
The number 415974 is related with the German pharmacy and aviation bank, VISA Credit Premier in Germany.
The address is 546812, and the card is issued by Sanander Consumer Bank AG in Germany using Mastercard.
In Germany, 490638 is related with Barclays Bank PLC, Visa, and Credit Premier.
Withdrawal from Barclays Bank PLC, Germany for Visa Credit Platinum (415423)
Withdraw from Landesbank Berlin AG Classic Germany Visa Account No. 428258.
This is the 427742nd Visa Credit Business in Germany for COMMERZBANK AG.
German Postal Service: VISA Credit Business 465596
Reference 419403 from Barclays Bank PLC to Classic Portugal Visa
This is 462730 from the Russian Federation’s Zao Raiffeidenbank Visa Debit Card.
Classic Germany Oldenburgische Landesbank AG Visa
German Sparkasse and Grand Mastercard Credit Standard 520309.
455600 [Classic Germany – Sanander Consumer Bank AG – Visa, Credit]
This is the 542555th card in the Mastercard International (Germany) network.
German Sparkasse and Grand Mastercard Credit Standard 520309.
This is the 546058th card in the Euro Cart System Germany Mastercard.
CLASSIC VISA, DEUTSCHE BANK PRIVAT-UND GESCHAFTSKUNDEN AG, 455554, GERMANY.
464440 [THE GERMANY DEUTSCHE POSTBANK AG VISA CREDIT CORPORATION].
Registration number 414260 is assigned to the following company: AIB GROUP (UK) PLC VAT Business in the UK.
Citibank International PLC’s Visa Classic Classic United Kingdom (413777)
CITIFINANCIAL EUROPE PLC, Classic United Kingdom, Visa Credit, 447963.
Citibank International PLC’s Visa for Purchase of the United Kingdom is 448400.
Visa Credit Corporation of the United Kingdom, CiTIbank International PLC, 425727.
The number 440669 is affiliated with CITIFINANCIAL EUROPE PLC/VISA CREDIT BUSINESS in the UK.
U.K. Visa Credit Business 447965 from Citibank International PLC
Citibank International PLC 448448 makes Visa credit purchases in the United Kingdom.
This is a 485738 account from Citibank International PLC in the United Kingdom that uses Visa Credit.
This is 447964 from CITIFINANCIAL EUROPE PLC in the United Kingdom, acting on behalf of Platinum Credit Visa.
CitiFINANCIAL EUROPE PLC Visa Credit Gold Premium is located at 445984 in the United Kingdom.
United Kingdom, 491002 [CITIBANK INTERNATIONAL PLC VISA CREDIT GOLD PREMIUM].
Citibank International PLC issued the United Kingdom Mastercard 542061.
British bank Citibank International PLC Mastercard 542064
P.O. Box 546297, United Kingdom; People’s Bank Mastercard
This is 546298 from Peoples Bank Mastercard in the United Kingdom.
MasterCard Credit Business in the United Kingdom, 547872 (CITIBANK INTERNATIONAL PLC)
A Mastercard Debit from CitiFinancial Europe in the United Kingdom (516029).
United Kingdom, 486483 [HSBC Bank PLC, Visa Credit Corporation, T&E].
445598 [EU, minimum of 5,000] [HSBC Bank PLC VISA Credit Corporation T&E United Kingdom]
454434 [API FROM AIB GROUP (UK) PLC TO CLASSIC UK VISA DEBIT]

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